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  • Writer's pictureMMH CPA

Tax Facts 2023



Here's a quick review of some of the tax changes you'll see starting with the 2023 tax year as a result of inflation adjustments and new tax laws.



Provisions

  • Business equipment Sec. 179 expensing deduction: $1,160,000

  • Total purchase limit for full Sec. 179 expensing deduction: $2,890,000

  • Mileage rate charitable activity: 14¢ per miler mile

  • Standard mileage rate medical/moving: 22¢ per mile

  • Mileage rate charitable activity: 14¢ per mile

  • Maximum wages subject to social security tax: $160,200


Social security earnings limit

  • Under full retirement age: $21,240

  • Full retirement age: No limit


Top estate tax rate: 40%

Estate tax exemption: $12,920,000

Annual gift tax exclusion (per donee): $17,000



Alternative minimum tax exemption

  • Single: $81,300

  • Married, joint: $126,500

  • Married, separate: $63,250


Maximum retirement plan contributions

RA for those under age 50: $6,500

  • IRA for those 50 and over: $7,500

  • SIMPLE plan for those under age 50: $15,500

  • SIMPLE plan for those 50 and over: $19,000

  • 401(k) plan for those under age 50: $22,500

  • 401(k) plan for those 50 and over: $30,000


HSA contribution limits

  • Self only: $3,850

  • Family: $7,750

  • Additional for 55 & older: $1,000

"Kiddie tax" threshold: $2,500

"Nanny tax" threshold: $2,600

Education savings account contribution (Coverdell): $2,000

American opportunity (Hope) credit limit: $2,500

Education loan interest deduction: $2,500

Personal exemption (suspended through 2025): Suspended


FICA & self-employment tax

Taxable wages for Social Security/Medicare: Up to $160,200



Social Security/Medicare tax rate

  • Employees: 7.65%

  • Employers: 7.65%

  • Self-employed: 15.3%


Standard deduction

  • Single: $13,850

  • Joint returns & surviving spouses: $27,700

  • Married filing separately: $13,850

  • Head of household: $20,800

  • Additional for elderly or blind (married): $1,500

  • Additional for elderly or blind (single): $1,850

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