We all want to eventually retire from the daily grind and do the things we may have put on hold during our working years, but what are you doing to make your dreams come true? You can never start too early, but you do have to start! Any amount you save now is more than you would have had without making saving money a part of your lifestyle.
In the quest to save more for retirement, here are some questions to ask yourself to help you get started and stay on track:
Do you feel in command of your savings? When it comes to saving, think "control." Carefully govern the use of your credit cards. The amount you pay each month in finance charges could go to savings instead. Also, regulate the use of your debit card. Get in the habit of giving yourself a fixed cash allowance for incidentals or entertainment, and then stick with it.
The key to having enough money for a comfortable retirement is to become a serious saver. Start saving more today, commit to saving consistently and automatically, and save as much as you can.